Best Credit Card Singapore OCBC Bank – Spending time to find the best credit card Singapore ocbc is a must thing to do. By doing this simple trick, you can get the most suitable credit card based on your need. This article is trying to help you to find the best credit card in Singapore so later you can use it maximally. You get the benefits and reduce the risks.
Best Credit Card Singapore OCBC Bank
Most people are trying to find a credit card which can cover their daily needs. OCBC 365 credit card is the best option because of several reasons. The first reason is that the credit card provides the users with great rebates, especially for daily usage including eating in the restaurant, shopping in the grocery, buying fuel, and many more.
Let say, you have a chance to get up to 6% rebate from dining, 3% from the grocery, and 23.9% from the petrol. This is also a suitable credit card for those who love to shop online. You must have at least $30.000 annual income to take OCBC 365 credit card. If you are a foreigner who works in Singapore and wants to use this credit card, you have to earn $45.000 annual income. There are also special deals for the users such as $50 cash back if you pass specific requirements.
OCBC Frank Card
Buying luxury or collectible items need a lot of money. A credit card is the best solution to cover the fund you need. Indeed, you must choose a credit card which knows your hobby so you get the benefits. Due to this kind of hobby, you can take OCBC Frank Card as the best credit card singapore ocbc. Most shopaholic love to use this credit card because they don’t have to pay any fee for online shopping they have made. OCBC wants to offer more than just a credit card for the users by offering around 120 different credit card designs along with interesting themes.
Let say, you are able to use a credit card with a teddy bear theme or a racing car theme. The credit card is hard to hesitate due to its special deals such as 6% rebates for online shopping expense and up to 5% for leisure and shopping expense.
The most interesting is that OCBC Frank Card is a super low annual fee in which you just need to pay $80 for to year. To get this great credit card the citizen of Singapore should have around $30.000 income per year whereas the foreigners need to have $45.000 in income per year. Definitely, you can release your shopping intention with the help of this credit card.
OCBC Cash Flow
Some people want to have a no-fee and 0% installment plan. At the same time, they also want to earn rebates from the credit card. OCBC Cash Flow card is trying to combine those two things to meet the needs of their users. You just need to pay for the annual fee for about $160.5 for the first 2 years.
Then, the credit card gives you around 0.5% to 1% rebates on all of your purchases. The card also offers more flexible payment time in which you can pay over 3 months if you make less than $1.000 spending. Moreover, you can pay over 6 months for the credit card users who tend to spend more than $1.000. Cashback is the most interesting deal for those who use this type of credit card.
OCBC Titanium MasterCard
A credit card is the best shopping payment alternative. The most important, you know the type of credit card you use. One of the best credit cards Singapore OCBC for shopping is OCBC Titanium Mastercard credit card. Actually, it is an old credit card and had been rebranded in 2006 with better benefits and usage, especially for shopaholics. While using this credit card, you have to pay about $192.6 of the annual fee for the first two years.
The annual fee is considered as a cheaper fee than the other similar products including the Citi Rewards Visa Card. It is also an easy-to-use credit card because all of the stores across Singapore are accepted the card. There are also special deals for the shoppers who use mobile payment such as Apple Pay and Android Pay. In short, OCBC Titanium is a good option for the users who love to shop and want to use a low annual fee credit card.
OCBC Voyage Credit Card
Do you love to eat outside or in your favorite restaurants? If it is so, you have to bring a perfect credit card. The best credit card singapore ocbc for this type of user is an OCBC Voyage credit card. This credit card is designed for those who have high spending along with a tight schedule. The annual fee is higher than the reference above in which the users of the credit card have to pay about $488 per year.
At the same time, the card is also supported by several interesting deals, especially for the local dining, retail, and overseas spending. Due to the detail of the credit card, people who want to use the OCBC Voyage credit card need to have $120.000 or more annual income whether they are a foreigner or a Singaporean.
It seems that the credit card works for young professionals or anyone who loves to spend on luxury dinners. The special offers from this credit card are including a cashback and a welcome bonus. Travelers can also have a right to use VIP lounge access, travel insurance, and airport limo service.
The important key to consider while choosing the best credit card Singapore ocbc is thinking about what you want to receive and the function of the credit card. For instance, if you want to use no annual fee credit card you may go with OCBC 365 and OCBC Titanium. You also need to check the annual fee first and make sure you can cover the fee for more comfortable and safe usage. In conclusion, it is okay for you to use a credit card as long as you have understood the benefits as well as the risks.