Easy to get credit cards with bad credit is by choosing the best credit card that is suitable for bad credit. You should know that credit cards specifically for bad credit have more lax requirements than regular credit cards. Maybe this does not offer many gifts or benefits for you, but this is an ideal credit card with a low initial cost.
5 Best Credit Cards: Easy to Get Credit Cards with Bad Credit
Capital One® Secured MasterCard®
You can get an easy process starting from reporting the three credit bureaus and checking for qualifications. This article provides some of the best credit card recommendations for those of you who have bad credit. You can use the credit card responsibly so that your credit score can increase.
If you want to rebuild credit at a low cost, then you must consider the card. You don’t need to pay an annual fee. Users can get $ 200 credit by lowering $ 49. The money to be earned depends on creditworthiness. If you use this opportunity well, then you can increase your credit limit. You can also refund funds without additional deposits.
How to use this card is very easy. You can place deposits ranging from $ 49 to $ 200 for credit lines. Don’t forget to set aside money before you open an account so you can get the credit limit you want. Payment must be made on time so you don’t have to pay interest and get the requirements to increase your credit. This card has a CreditWise® program to monitor profiles and view your credit score.
If you want to meet the requirements to increase credit without paying additional deposits, then you must pay in a timely manner for the first five months. This company allows you to choose a monthly due date so that you can make full payment on time. You will not be blocked by a guarantee. There is no annual fee and an increase in credit.
Indigo® Platinum MasterCard®
Have you been bankrupt before? This card may be the right answer for you. There are some people who have filed for bankruptcy and it’s not easy to get credit again. This card comes with relaxed rules. You will not be disqualified due to a previous bankruptcy. You can also check that you meet the requirements to apply.
The first step is to answer the pre-qualification question so you can find out the possibility of this credit proposal being approved. Balance must be paid on time to increase your credit score. Timely payments can avoid high credit penalties. If your credit score has returned to the right place, then you can consider switching to an ordinary card so that you can take part in the prize program offered by the card.
Maybe you are not sure about the credit proposal. You don’t need to worry because they will provide an opportunity to apply for credit to another bank. All people who have filed for bankruptcy must know that this is a useful card. The annual fee is small and there is no guarantee of security so you can choose an affordable option.
Credit One Bank® Unsecured Visa® with Cash Back Rewards
This is one of the main choices for obvious reasons. Consumers with bad credit can use this card. Very rarely an unsecured credit card gives a gift for you but this card comes with it. Cardholders can get 1% of cash to buy daily necessities such as paying for food, cable television services, internet services, cellular telephone services, food, gas, and so on.
Cashback prizes can be used to pay on time and you can build positive credit. You can change the credit payment deadline to be closer to your payday date. Users can contact customer service to change payment dates.
You will follow the pre-qualification process and do not collect credit that cannot be paid directly. Users must prepare funds to pay balances and avoid high-interest payments. This card can be used to pay for all your purchases such as internet, food, and gas. This is the right way to get your money back.
Milestone® Gold MasterCard®
Another card that you can consider is a MasterCard Milestone Gold because this card will not cross you because you have a bad credit report. Pre-qualifications offered by this company do not affect your credit score. This depends on creditworthiness. If you are eligible to pay the lowest annual fee, then you can apply for a credit. Maybe you have to pay a fee to open an account but the fee does not exceed $ 75 so you don’t have to worry.
You can use the pre-qualification stage to see your eligibility. This is a simple step without difficult questions about bad credit. This card does provide a low fee but you have to check other fees. There is a $ 25 fee for legitimate users. If you are late paying your balance, then you have to pay $ 38 interest. You will like this card because with a good level of security you can use this card in various places.
Total VISA® Unsecured Credit Card
Maybe this card does not provide a gifted program but this is the best card to help your credit and turn you into a disciplined person to pay dues. This card can minimize the risk of spending too much money. Your credit limit is only $ 300 so you can’t spend money excessively. Charging the balance for one month is $ 100. Don’t forget to pay off the money on time so you have the opportunity to build a good credit score.
You have to think long to make a big purchase because the credit limit for this card is only $ 300. The balance must be paid on time every month and you can switch to another card after your credit score changes for the better than before.
There are fees for using this card such as monthly service fees, processing fees, and annual fees. The thing you need to do is pay off the balance on time to avoid late fees. Actually, everything depends on you.
You must be disciplined and responsible when taking credit cards. This is for your benefit in the future. Don’t buy items that are not needed because you have to think about the future. Maybe this sounds cliché but this is the right advice for you. Credit cards are not magic cards because they also come from your money. That’s the best advice for easy to get credit cards with bad credit.